Personal financial management, marketing, sales, business development resources, tools, and software for self-employed, independent contractors, sole proprietorships, freelancers, and small businesses.


These resources and tools are some of the products and services that I currently or previously used to help build my business, side hustles, or get out of debt.

Small business self employed resources grow your business side hustle start a business marketing accounting resources on ace spencer

Investing and Retirement Platforms

M1 Finance

One of my favorite investing platforms, M1 Finance, stands out from other platforms because of its customer-friendly experience and portfolio pies. I also love fractional shares, which help to push M1 Finance ahead of other investing platforms so you can start planning for your retirement today.


Trust & Will

Anything could happen at any moment. Plan for the future with Trust & Will.

Project Management


If you want a more affordable option to, ClickUp is what you need for your project management needs.

Online Marketplace


Whether you need help with social media marketing assistance, mobile app development, animation work, chatbox development, sales, and more, Fiverr is your one-stop shop. You can also make money on Fiverr by providing your professional services to others!

Business Insurance

NEXT Insurance can help you when you need it most. Whether you are a business owner or self-employed and part of the gig economy, protecting yourself with insurance can be a life-saver.

Business Registration Services


When you are ready to register your business and form an LLC or S-Corp, for example, IncFile can help you fly through the process. They provide a few other professional services that can help you with legitimizing your business.

Small Business & Self-Employed Accounting Software


Quickbooks is almost a must-have if you want to take your side hustle or small business to the next level. Quickbooks will help you track your sales and expenses, miles driven, sending out invoices, and more! When it’s time to complete your taxes, you’ll be glad you have QuickBooks.


Sales and Customer Relationship Management Platforms

TR Growth CRM

One of my best investments was setting up my customer relationship management system and workflow. TR Growth CRM is a simple but powerful, ready-out-the-box sales tool designed to help you start and grow your self-employed business. You can use a CRM to track sales and manage customer relationships, including Taskrabbit and Fiverr gigs.

Website and Business Workflow


After you buy your website name, you’ll need to take care of hosting. I’ve been using Dreamhost for multiple years without any issues and highly recommend them. 

Marketing Tools and Software


MailerLite is an email marketing solution that allows you to create advanced email marketing campaigns with features like automation, landing pages, and surveys. 


TubeBuddy is one of the best YouTube SEO marketing tools available to help you start and grow your YouTube channel.


Am I missing any other critical resources that can support small businesses and self-employed? Message Ace with your suggestions here.

*Some of the links on this page are affiliate links. You are not paying any additional fees, and I get to earn a commission. Learn more here.

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